Money Market Funds - demand-deposit-account videos, Page: 1 of 16 http://money-market-funds.info/demand-deposit-account/page1.html Money Market Funds - demand-deposit-account videos en Copyright Money Market Funds Sat, 26 May 2012 04:44:20 EEST Money Management & Personal Finance : What Is a Demand Deposit? A demand deposit is money that is deposited into a bank account that can be withdrawn at any time from the bank without fees or waiting periods. Determine whether deposited money will need to be available before putting it into an account that is not a demand account with advice from a financial consultant in this free video on money management and bank accounts. Expert: Roger Groh Bio: Roger Groh is the founder of Groh Asset Management. Filmmaker: Bing Hu


]]> How can instant decisioning support demand deposit account opening? Instant decisioning can improve the customer experience, enhance process efficiency, increase the quality of data used, and utilize cross-sell and prescreen. Find this video at www.zootweb.com


]]> 60 Seconds To: Demand Deposits Can a governmental entity require you to provide a financial deposit prior to receiving public information documents or requested public information documents? And if they can, when is it allowed? Find out in 60 seconds. Find out in 60 seconds! www.foift.org


]]> What is a demand deposit? Demand depposits are money


Tags: demand deposits money 
]]> Financial Institutions, Lecture 01 This is the first lecture in a course on Financial Institutions at Prince Sultan University in front of an MBA class in 2009. The first lecture discusses the basics of commercial banking. Commercial Banking, Sources of Funds, Uses of funds, Transaction Deposits, Demand Deposits, Time Deposits, Checking Account, NOW Account, Interest-Bearing Account, Savings Deposit, Passbook Savings, Reg Q, ATS Account, Retail CD, Negotiable CD, Exotic CD, MMDA, Fed Funds, Doscount Loans, Discount Window, Discount Rate, REPOs, Eurodollars, Bank Capital, Capital ratio, Capital Adequacy, Basel II, Regulatory Arbitrage, WACC,


]]> TENANT DEMONSTRATORS DEMAND DEPOSITS! On 9/14/11, a group of students, tenants and community leaders demonstrated outside of a Berkeley Property Owners' Association to have them urge their former Executive Director and colleague Eula Lekas to comply with court orders to rightfully return the security deposits to several former tenants in good standing.


]]> Italy and Greece Demand Deposits Collapse; Run on Greek Bank Thus, the world has major funding gap -- the cash-flow need flowing into EU bonds is 400-500 billion EUR. The petty cash from China, Russia, and EMG will be 10-25 billion EUR each, far less than needed. A bigger issue is how do you buy EU debt? Which paper, who is guaranteeing it? What is the EFSF capital structure? This is what you get when you continue to produce plan-for-plans. The Grand Plan has no specifics, and it certainly did not create a fire-wall for Italy. Italy and Greece Demand Deposits Collapse But as concerning as higher yield is.... Looking at the deposit base in Italian banks vs. Greek banks.... You could seriously get concerned (Red line: Italy -- Blue line: Greece) more globaleconomicanalysis.blogspot.com www.rumormillnews.com


]]> Fractional Reserve Banking - Why All Bankers Are Liars And Fraud www.runtogold.com Fractional-reserve banking is the banking practice in which banks keep only a fraction of their deposits in reserve (as cash and other highly liquid assets) and lend out the remainder while maintaining the simultaneous obligation to redeem all these deposits upon demand. Fractional reserve banking occurs when banks lend out any fraction of the funds received from demand deposits. Despite being a form of embezzlement and fraud this practice is universal in modern banking. http


]]> How does online account opening work? Online account opening is convenient, but banks have to take extra precautions to prevent fraud. Find this video at www.zootweb.com


]]> How can banks return profitability to DDA? Banks can return profitability to DDA through lowering the cost of fraud and data acquisition, using cross-sell, and increasing wallet share. Find this video at www.zootweb.com


]]> How can banks change their debit rewards program to remain profitable? Banks can keep their debit rewards profitable by segmenting customers, using predictive analytics and offering rewards to only the most profitable customers. Find this video at www.zootweb.com


]]> KEMBA's Online Banking: Deposit on Demand Tutorial A brief tutorial on how to use Deposit on Demand, a free online check depositing service available through KEMBA's Online Banking.


]]> Zoot's zInitate Account Opening Solution Announcement Zoot's SVP of Sales & Marketing, Paul Thielemann, announces Zoot's account opening solution, zInitiate.


]]> What alternative data sources can lenders use in the account opening process? During account opening, lenders can use alternative data sources such as credit risk and fraud information, behavioral and statistical models, and online device identity. Find this video at www.zootweb.com


]]> How can you reduce the cost of acquiring new accounts? Banks can reduce the costs of acquiring new DDAs by using automation and efficiency, alternative data sources, and least-cost routing. Find this video at www.zootweb.com


]]> How do I improve customer experience in the account opening process? The customer experience can be enhanced during account opening by understanding who the customer is and addressing all of their needs in realtime. Find this video at www.zootweb.com


]]> Small Business: Business Deposits For more great content check out www.theexchangeconference.com Published December 2010, Jay Gikas from CorTrust Bank, Bob Kaufman of US Bank, and Chuck Gaston of US Bank, talk about how interest bearing demand deposits affect small business customers and financial institutions.


]]> The Bank Run www.greatcreditcontraction.com Fractional reserve banking is the banking practice in which banks keep only a fraction of their deposits in reserve (as cash and other highly liquid assets) and lend out the remainder while maintaining the simultaneous obligation to redeem all these deposits upon demand. Fractional reserve banking occurs when banks lend out any fraction of the funds received from demand deposits. Despite being a form of embezzlement and fraud this practice is universal in modern banking. Problems can arise, however, when a large number of depositors seek withdrawal of their deposits; this can cause a bank run or, when problems are extreme and widespread, a systemic crisis. There are probably some massive amounts of bank failures coming. Just look at the trends in the bank failures chart here www.runtogold.com This can cause a credit contraction. www.creditcontraction.com


]]> QuickBooks - Return Deposited Items and NSF Checks www.QuickBooksNerd.com for more great QuickBooks info and help Sometimes in business and in our personal financial lives we find ourselves in that situation where we have either received a check that was returned for insufficient funds or weve written one. In either case the bank will act accordingly and we or our bookkeepers are left with the task of how to record this in QuickBooks or whatever financial software we use. There are some common mistakes bookkeepers make on this and I want to address those as well as the correct way to handle this. The Difference A Returned Deposit Item is when someone writes me a check, I deposit it, and then it bounces. An NSF Check is when I have written a check and it is returned for non-sufficient funds. Return Deposit Item: The mistakes bookkeepers often make on this: Delete the original deposit (or line item from the deposit) for the check that was returned. Booking the deduction in the bank account for the amount received from the customer to Bank Service Charges. Returned Check: The mistakes bookkeepers often make on this: Delete the check that was written. Record the return of the funds to the account as income. The correct way to handle these in QuickBooks Book and entry to offset the original transaction while leaving the original transaction unchanged. The Returned Deposit Item: We want to mirror what the bank does. In the case of the returned deposit item, the bank has already given us credit for the deposit and then <b>...</b>


]]> Los Angeles cheap fixed mortgage and hard money www.lendinguniverse.com Los Angeles cheap fixed mortgage and hard money, what is the best mortgage rate today and current home loan rate against the best mortgages and compare it with private hard money loan rate and terms. https The term "electronic fund transfer" generally refers to a transaction initiated through an electronic terminal, telephone, computer, or magnetic tape that instructs a financial institution either to credit or to debit a consumer's asset account. Regulation E requires hard money lenders to provide borrowers brokers with initial disclosures of the terms and conditions of HARD MONEY CONSTRUCTION LOAN services. The regulation allows hard money lenders to combine the disclosure private investors required by the regulation with that required by other laws such as TISA as long as the private investors is clear and understandable and is available in a written form that borrowers brokers can keep. Paying or honoring customers' occasional or inadvertent overdrafts of their demand deposit trust deed investments has long been an established practice at funding of private money source s.. The purpose of the act and its implementing regulations is to enable borrowers brokers to make informed decisions about their trust deed investments at funding of private money source s through the use of uniform disclosure documents. These disclosure documents are intended to help borrowers brokers "comparison shop" by providing private investors about fees, annual <b>...</b>


]]> Learn About Deposit on Demand Cash Management expert Tammy Johnson discusses the benefits of Deposit on Demand.


]]> Bolivia eyes lithium deposits - 05 Apr 09 Bolivia's government believes that a renewed demand for lithium, a metal used to make batteries, could play a crucial role in lifting the country out of poverty. Al Jazeera's Teresa Bo reports from the Salar de Uyuni region, where half the world's lithium reserves can be found.


]]> Large mortgage deposits are creating a lost generation of homebuyers The problem is the old one of deposits. Until the last couple of years, people could borrow 100% of their new home's value without too much difficulty -- but now a lender is unlikely to consider an application unless the potential buyer has a minimum 10% deposit, and 25% is by far the preferred amount. Not surprisingly, analysis in 2009 by the Council for Mortgage Lenders revealed that four out of five of the younger first-time buyers (aged under 30) got help with their deposits from their parents. But now even the "bank of mum and dad" is under pressure. Should parents spend their money on long-term care for their parents, save for retirement, pay for university tuition fees and accommodation for their offspring or put it aside for the children's mortgage deposits? Unless you have really rich parents, or are in an highly paid job, you will probably have to save for decades. A report by Oxford Economics suggested that if younger households were required to save for a 20% deposit, it would take them an average of 40 years to do so. The average age of a first-time buyer who is not being helped by parents has already risen from 33 in October 2007 (when the credit crunch began) to 36 by April 2009. And whereas the number of assisted first-time buyers has stayed virtually the same over the past three years (80200 in 2006 compared to 80700 in 2009), the unassisted have plummeted from 120900 to just 20200 over the same period. "We are returning to the situation last seen in the <b>...</b>


]]> SeaSol: Nelson Demand Delivery May 2010 Demand delivery action by the Seattle Solidarity Network. We are supporting Maria as she tells her ex-landlord to give her back her stolen deposit and to stop harassing her with bogus bills. Thanks to Jorge for the footage! Seattle Solidarity Network is a mutual support group that fights against injustices caused by employers or landlords - such as stolen deposits, unpaid wages, unfair rent increases, or racial discrimination. Visit seasol.net for further information. Background: Maria moved out of her apartment in West Seattle on 3/31 after living there about three years. Her apartment and possibly the entire building has dangerous levels of mold. She spoke with her property manager multiple times asking to have it checked out and removed and was ignored. Tired of living in unsafe conditions, she gave 15-days notice and moved out on 3/31. Two weeks after moving out, Maria received a bill out of the blue for $1500 stating "3 day pay or vacate" billing her for April's rent ($800) and a strange laundry list of undocumented utility charges ($697.75) she had never seen and certainly does not owe. Maria's landlord is clearly retaliating for Maria's mold complaints and trying to intimidate her into paying money she doesn't owe. To add insult to injury, they still haven't returned her $500 deposit. At this action, Maria will be rightfully demanding that they return her deposit and stop harassing her with unwarranted bills. Let's join Maria and send this abusive landlord a <b>...</b>


]]> How does sales scripting work? How can it enhance account opening? Sales scripting is a set of pre-tested messages used to increase account opening by using effective language that is likely to appeal to consumers. Find this video at www.zootweb.com


]]> Deposit Reserve Ratio Again Lowered Against Slow Growth Follow us on TWITTER: twitter.com Like us on FACEBOOK: www.facebook.com China's Mainland Central Bank has announced a reduction in the required deposit reserve ratio, starting from May 18. Official data for April shows a serious slow of economic growth—all economic indexes were far from expected. The Central Bank's policy is being widely read as an aim to increase currency supply and stimulate economic growth. Experts warn however, that China's economic problem is not a problem of currency. Following an initial reduction of 0.5% in February, the Mainland Central Bank announced on May 12 that they will be reducing the RMB deposit reserve ratio by a further 0.5% effect on May 18. Thus, the deposit reserve fund rate will be reduced to 20%. China's National Bureau of Statistics data shows that in April the Mainland's industries increased by 9.3% from last year, well below the expected 12.2%. Increases in other areas—RMB loans, fixed assets investment, import and export—are all below expected, indicating an overall slowdown of China's economic growth. NTD economy critic, Jie Sen: "Obviously China is resorting to increasing its currency circulation to stimulate economy. Lowering the deposit reserve ratio means increasing the currency on market, so banks will have more money to loan. China hopes this will stimulate the economy." Jie Sen points out that China's economic problem is not one of having insufficient money. Jie Sen: "China's problem is not money but industrial <b>...</b>


]]> Cash Dash from China's Banks to Private Lending Market For more news and videos visit ☛ english.ntdtv.com Follow us on Twitter ☛ http Add us on Facebook ☛ me.lt New reports claim billions of yuan are flowing from deposit accounts in China's biggest banks to the risky private lending market. It's raising fears of a debt-fuelled mortgage crisis. The news came a day after the International Monetary Fund voiced concerns over falling stocks in China's banks. Concerns over bad debts in China's banks were given new momentum last week. The state-owned China Securities Journal published a report claiming billions of yuan were flowing from major Chinese banks to the private lending market. This market brings in interest rates about ten times the official deposit rate. Demand for private lending has grown rapidly since the central government began lifting restrictions on bank lending to curb inflation, hitting small and medium sized businesses. The Journal cited unnamed sources to claim 420-billion yuan in deposits that had flown to the private lending market in the first 15 days of September—from the Industrial & Commercial Bank of China, China Construction Bank, Bank of China and Agricultural Bank of China. Recent reports from other local media claim private lending is feeding large sections of the economy, with funds flowing from state-run enterprises, listed companies and even commercial banks. Some, like Professor Guo Tianyong of the Central University of Finance and Economics, believe it could lead to a sub-prime mortgage <b>...</b>


]]> Financial Management - Lecture 03 residual claim, balance sheet equation, accounting equation, equity, equity capital, dividend, cash, petty cash, vault cash, demand deposit, cash equivalents, T-Bills, CD, negotiable, negotiable CD, foreign currency, short-term investments, accounts receivable, notes receivable, trade credit,...


]]> Lender eases deposit requirements for borrowers - Property Investment News Adam Posen from the MPC suggested capital gains tax and stamp duty should increase in line with inflation. The government wants to put an end to housing boom and bust, is this the way to go? The average house prices went up for the seventh consecutive month but many economists predicts a drop in 2010. Is this a cause for concern or is this the nature of supply and demand? We take a look at the annual percentage change in house prices and how this has changed between 2006 and 2009. Remember the overall picture may not be as bad as it seems as we take a closer look at the different regions. Shocking stats from LV shows that over 1 million Brits at 50+ plans to cash in their properties for extra retirement income. Perhaps if they'd consider building a property portfolio they'd be able to live off their buy to let without having to sell their homes. Finally, competition is returning in the mortgage market and it's good news for residential buyers as lenders ease deposit requirements. But what about the buy to let investors? As always if you have any questions or want a chat about current opportunities call the team on 0207 812 1255.


]]> Landlord Tenant Security Depost Collections, Demand for Damages, Demand and Collection Letters How to secure your security deposit back from a landlord?


]]> Check Writing How To Write A Check Intro If the check is not written properly it could be returned causing unnecessary headache.Learn to write check by following these steps. Step 1 Enter the date. Step 2 In the "Pay" line, write the name of the person or organization who will receive your check. Step 3 In the "Rupees" line enter the amount in words and in the "Rs" box, in numerals Step 4 Make two parallel lines in the corner of the check and write "a/c payee" if you want the amount to be withdrawn by a person or organisation who is having the account in the bank. Step 5 Ensure your check has your account number and the bank address on the check. Step 6 Sign the check carefully as the signature has to match the signature you provided to the bank while opeing the account. Quick Gyan Always keep your check book(s) in a safe place and never pre-sign your blank checks.Also make sure you have enough balance in your account before issuing the check because check bouncing is a criminal offence.


]]> Please help. I need money. If anyone wants to help us please deposit any amount of money here: 5751-029261-711 (Piraeus Bank) I will apreciate your help.


]]> Commercial lending software www.lendinguniverse.com commercial lending software We consider demand deposits to be money because they can be used to pay for goods and services by means of checks. Commercial banks have other deposit liabilities called time deposits or savings deposits which differ from demand deposits...


]]> 20 - Banking -- Checking Accounts It is a deposit account held at a bank or other financial institution, for the purpose of securely and quickly providing frequent access to funds on demand, through a variety of different channels (ATM, Internet, telephone, (e)-checks, money orders, and pre-authorized debit) Transactional (Checking) accounts are meant for convenience of the business or personal client, not for saving and/or interest earnings. en.wikipedia.org


]]> POF | VOD Proof of Funds | Verification of Deposit pof-vod.askjakefor.info Need fast Proof of Funds and Verification of Deposit. All real estate projects, proof of collateral, escrow of soft deposits. Franchise businesses.


]]> No Deposit, No Return Oscar®-winning actor David Niven stars as a millionaire with two bored grandchildren who fake their own kidnapping, holding themselves for ransom! In cahoots with the kids is a pair of down-on-their-luck burglars (Darren McGavin and Don Knotts). It doesn't take long for the two young pranksters to discover just how impractical a practical joke can be. The mayhem escalates into an all-out cops-and-robbers chase filled with every bit as much hilarity as excitement.


]]> Fast hard money loans in Oklahoma www.lendinguniverse.com Fast hard money loans in Oklahoma funded based only on equity credit score not important, The term "electronic fund transfer" generally refers to a transaction initiated through an electronic terminal, telephone, computer, or magnetic tape that instructs a financial institution either to credit or to debit a consumer's asset account. Regulation E requires hard money lenders to provide borrowers brokers with initial disclosures of the terms and conditions of HARD MONEY CONSTRUCTION LOAN services. The regulation allows hard money lenders to combine the disclosure private investors required by the regulation with that required by other laws such as TISA as long as the private investors is clear and understandable and is available in a written form that borrowers brokers can keep. Paying or honoring customers' occasional or inadvertent overdrafts of their demand deposit trust deed investments has long been an established practice at funding of private money source s.. Get information on hard loans and compare lending scenarios of hard money rehab on www.lendinguniverse.com the largest lending marketplace. Lending in California, Tennessee, American Samoa, Texas, Missouri and Wisconsin. www.youtube.com California hard money loans.


]]> Mining outlook dominated by Chinese demand The outlook for the mining sector is dominated by Chinese and emerging market demand says Catherine Raw, co-manager of BlackRock's World Mining Fund, who underlines the importance of quality of the deposit.


]]> Senate Democrats Demand BP Pay Damages From Oil Spill Senators Chuck Schumer, Ron Wyden and Mark Begich today called on oil giant BP to abandon its reported plans to set aside billions to pay a shareholder until it first commits to setting up an escrow account that would cover the company's liabilities from the Gulf Coast oil disaster.


]]> Your Cash is one Click away , Hurry Up ! The soon you click , the better you win The money supply of a country is usually held to consist of currency (banknotes and coins) and 'deposit money' (the balance held in checking accounts and savings accounts). These demand deposits usually account for a much larger part of the money supply than currency.[8][9] Deposit money is intangible and exists only in the form of various bank records. Despite being intangible, deposit money still performs the basic functions of money, as checks are generally accepted as a form of payment and as a means of transferring ownership of deposit money.[10] More generally, the term "price system" is sometimes used to refer to methods using commodity valuation or money accounting systems.[11]


Tags: money win don't lose drahem cash 
]]> checkPLEX: deposito de cheques sem envelope www.checkplex.com Anywhere and at any time your deposits will be accomplished in real-time, empowering your business self-service area with a solution that will guarantee you meet the demand of technological innovation with the highest quality and at an affordable cost.


]]> THE GOLD DINAR: ISLAM AND FUTURE OF MONEY 01/08 Page 1 of 3 Islam, Murabaha and Fixed Deposits Articles - Islam and Usury Wednesday, 01 Sha'ban 1428Islam has declared war on the moneylender who demands interest. It did so in the very last divine revelation (al-Baqarah, 2:279) to come down in the Holy Qur'an. Here is that last revelation: "O ye who believe! Fear Allah, and give up what remains of your demand for usury (ie, the interest due on a fixed deposit, or on any other loan on interest), if ye are indeed believers." If ye do it not (ie if you persist in your claim or demand for the interest due to you), then take notice of (a declaration of) war from Allah and His Messenger: but if ye turn away (from such claim or demand), then you are entitled to the return of your capital sum (placed in the fixed deposit or otherwise lent); do not enter into (such) unjust transactions, nor allow yourselves to be subjected to such. If (you forgo the interest due to you and then find) the debtor in a difficulty (in respect of returning the capital sum that was lent to him on interest), grant him time till it is easy for him to repay. But if ye remit it by way of charity, that is best for you if ye only knew. And (in this matter in particular, ie, lending money on interest) fear the Day when ye shall be brought back to Allah. Then shall every soul be paid what it earned, and none shall be dealt with unjustly.' (Qur'an, al-Baqarah, 2:278-281) Prophet Muhammad (peace be upon him) declared that the consumption of even a Dirham (a <b>...</b>


]]> Deposit Demand The Greens are preparing to again attempt to have a cash for cans program introduced to Victoria. The government supports the idea, but wants it rolled out nationally.


]]> BIZ KIDS: MONEY MOVES (Accessible Preview) When money moves between individuals or groups, it is called a transaction. Follows a single dollar bill as it moves from a depositor's hand, down to the vault, over to the Federal Reserve, and finally out to project the bank. Visits the branch of a real credit union inside a high school where the students are the tellers. Watch the ebb and flow of money as the students examine the concepts of supply and demand. Introduces a young man who began collecting books to read to his grandmother and soon found himself as the head of a national book business. Registered DCMP members can access this title for free at the following URL: www.dcmp.org


Tags: 6650 BIZ KIDS MONEY MOVES YT 
]]> صور مقال جريده الاسبوع " عملية النصب التي قام بها البنك السويسري..... علي المواطنة المصريــــــة " دكتورة سوزان محمود" صور المقال لجريدة الجمهورة " لعملية النصب التي قام بها البنك السويسري علي المواطنة " سوزان محمود " وسحب ارصدتها بدون وجه حق وبمنتهي الاجرام Swiss bank tricks an Egyptian citizen and seized the money Citizens to be subjected to some monument of swindlers collect their money and employment, or in any way, this is normal, but that comes with one of the banks to be on the clients do not imagine that is what's mind, not seen in any country in the world, but it happened in the "Switzerland "Country of banks, which committed the" crime of banking "in the right of Egyptian nationality Austrian and claimed they had withdrawn their funds to non-truth. This is a vivid example and clear so as not to deposit any Egyptian or Arab funds in banks in Europe and to invest in banks that have not witnessed such incidents represent a serious crime against their customers. After beginning the facts and it may Susan Mahmoud of the US "Muslim" allegedly Stanley Newman in 1973 and from 1981 to 1983 he and his wife opened five joint bank accounts and Psou Klnorc Geneva, Switzerland, March 29 In the 1983 Stanley most serious "that all bank accounts Open by him privately owned to his wife Susan Mahmoud, the bank acknowledged the receipt of such notification. " By in 1985, specifically on 23 July 1985 were funds Ms. Susan Mahmoud Modoah in three specific bank accounts and deposits totalled four million US dollars. The real crisis began, the proceedings when the monument was informed Ms. Susan bank <b>...</b>


]]> India - Banks may cut Gov't debt 27 April 2012 Bloomberg India banks face Asset-liability mismatch. Loans and Deposits are growing at different pace. They need to trim holdings of government debt. Banks hold 318bn dollars of government debt. Reduced demand from banks could put pressure on yields. Investors demand 4 times more on Indian denominated deposits than on US rates.


Tags: India Banks may cut Gov't debt 
]]> Pro Look Power Grades for DaVinci Resolve Preview 1 Pro Look Power Grades by Bob Sliga for DaVinci Resolve and Resolve Lite, are not only Power Grade presets, they can be modified and saved as your own effect. Using the looks as a learning tool is a great way to understand how to create an effect. Dissect the look one step at a time to see how I created the look. Pro Look Power Grades give Instant professional results, ready for your modifications to meet the needs of your clip. Along with some DaVinci tips and tricks, Pro Look Power Grades come with 125 preset Power Grades and 36 podcasts to show you how to get the most out of the looks. Take a look at the Pro Looks Power Grade previews on Davinci Resolve. Pro Look Power Grades will be available through Class On Demand and their venders later this spring with immediate download capability. Until then they will be available immediately for a limited time at $55 US dollars through my PayPal account. Deposit $55 US dollars in my sconelooks@comcast.net PayPal account. When I receive a confirming email from PayPal, I will send you a link to download the Pro Look Power Grades and podcasts. Email any questions about the Pro Look Power Grades sconelooks@comcast.net .


]]> [LEGIT] Runescape Money Doubler [2012]working! if you want more proof look at the link i will use to my other vid showing bank! hold uploading vid the download link for it is/ uploading.com link for vid:youtu.be


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